Senior Lead Software Engineer - API Specialist

JPMorganChase

JPMorganChase

Software Engineering

Jersey City, NJ, USA

Posted on Apr 15, 2026

We are looking for a senior full-stack software engineer who has specialized mindset and experience in building/shaping out an API ecosystem to support the externalization of payments and financial capabilities via API. The ecosystem at a high-level encompasses.

As a Senior Lead Software Engineer at JPMorgan Chase within the Commercial and Investment Bank, Payments team, you will be responsible for building and shaping an API ecosystem to support the externalization of payments and financial capabilities via API.

The ecosystem at a high-level encompasses.

  1. A client-facing portal that serves the various personas (prospects, clients, 3rd party providers, aggregators, and partners) to self-explore/experiment our API capabilities at start, and subsequently leading up to all the self-service support for collaboration, onboarding and integration
  2. An API Management Platform that manages and orchestrates ingress/egress proxy, identity/credential, authentication, authorization, cryptographic support, webhooks/notifications, metrics/analytics, and other API de-facto management capabilities
  3. A suite of other applications that supports assisted API client onboarding/implementation, product configuration, billing, analytics, and client services

Besides the competency in the required technical skills, the API specialist should maintain awareness to keep up with industrial/market trends as well as the innovative mindset to help business partners shaping up API strategies and initiatives with the decent understanding of the current evolving API ecosystem.

Job Responsibilities:

  • Execute creative software solutions, design, development, and technical troubleshooting, with the ability to think beyond routine or conventional approaches to build solutions or break down technical problems.
  • Develop secure, high-quality production code, and review and debug code written by others.
  • Identify opportunities to eliminate or automate remediation of recurring issues to improve overall operational stability of software applications and systems.
  • Lead evaluation sessions with external vendors, startups, and internal teams to drive outcomes-oriented probing of architectural designs, technical credentials, and applicability for use within existing systems and information architecture.
  • Lead communities of practice across Software Engineering to drive awareness and use of new and leading-edge technologies.
  • Quickly develop proof-of-concept solutions to prove feasibility of technological solutions.
  • Proactively communicate with management and business stakeholders.
  • Lead pilot projects to test new technologies and methodologies, evaluating their potential impact on the firm.

Required Qualifications, Capabilities, and Skills:

  • Formal training or certification in software engineering concepts and 6+ years of applied experience.
  • Seasoned experience and practical skills in API Security like OAuth 2.0, JWT, JWS, JWE, OPA, and IDP like ForgeRock, Okta or similar OIDC/SAML providers
  • Experience with API Management platform e.g., Kong, Apigee, MuleSoft, AWS API Gateway, Azure API Management, WSO2
  • Strong hands-on REST API best practice, design, and development experience
  • Strong communication skills for collaborating with architects, technical/non-technical stakeholders
  • Strong architecture background/principles to recommend/advocate/influence over-arching technical/application architecture in the API ecosystem
  • Hands-on practical experience delivering system design, application development, testing, and operational stability.
  • Full stack software engineer with excellent knowledge of Core Java, J2EE, Core Spring Framework, including sub-projects like Spring Boot and Spring Cloud.
  • Excellent programming and problem-solving skills with 100% hands-on development, support, bug fixes, and user management skills.
  • Experience with SQL/NoSQL databases such as MySQL, Postgres, Oracle, DynamoDB, MongoDB.
  • Experience implementing code quality tools like SONAR, Checkstyle, PMD, etc.

Preferred Qualifications, Capabilities, and Skills:

  • Experience with open banking frameworks (OBIE, Berlin Group, FDX) and payments or account information flows.
  • Experience with perimeter security to secure API endpoints and proxy
  • Experience with Adobe Experience Manager or similar content management tools
  • Practical cloud-native experience; AWS experience is highly desirable.
  • Hands-on experience in AWS EC2, AWS Lambda, AWS KMS, AWS ECS, AWS EKS, AWS S3, SQS, Event Bridge, PostgreSQL is an advantage.
  • Hands-on experience with cloud infrastructure provisioning tools like Terraform and Cloud Formation is an advantage.

JPMorganChase, one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world’s most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.

We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process.

We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants’ and employees’ religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.

JPMorgan Chase & Co. is an Equal Opportunity Employer, including Disability/Veterans

J.P. Morgan’s Commercial & Investment Bank is a global leader across banking, markets, securities services and payments. Corporations, governments and institutions throughout the world entrust us with their business in more than 100 countries. The Commercial & Investment Bank provides strategic advice, raises capital, manages risk and extends liquidity in markets around the world.
Lead full stack engineering to design and grow an application interface ecosystem for external payment and financial capabilities
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